Mortgage Affordability by Income & State
Explore how much house you can afford across different salary levels and all 50 US states. Each page pre-fills the calculator with relevant income or location data.
By Annual Income
$40K
Up to $137,000
$50K
Up to $178,000
$60K
Up to $219,000
$70K
Up to $259,000
$75K
Up to $280,000
$80K
Up to $300,000
$90K
Up to $340,000
$100K
Up to $381,000
$110K
Up to $421,000
$120K
Up to $462,000
$125K
Up to $482,000
$150K
Up to $583,000
$175K
Up to $685,000
$200K
Up to $786,000
$250K
Up to $988,000
$300K
Up to $1,191,000
$400K
Up to $1,596,000
$500K
Up to $2,001,000
By State
Alabama
Tax 0.40% · Median $280K
Alaska
Tax 1.04% · Median $360K
Arizona
Tax 0.59% · Median $370K
Arkansas
Tax 0.60% · Median $220K
California
Tax 0.74% · Median $793K
Colorado
Tax 0.54% · Median $570K
Connecticut
Tax 1.79% · Median $420K
Delaware
Tax 0.57% · Median $330K
Florida
Tax 0.86% · Median $410K
Georgia
Tax 0.87% · Median $340K
Hawaii
Tax 0.28% · Median $820K
Idaho
Tax 0.61% · Median $380K
Illinois
Tax 2.08% · Median $310K
Indiana
Tax 0.83% · Median $265K
Iowa
Tax 1.49% · Median $225K
Kansas
Tax 1.33% · Median $240K
Kentucky
Tax 0.78% · Median $230K
Louisiana
Tax 0.51% · Median $260K
Maine
Tax 1.09% · Median $350K
Maryland
Tax 1.07% · Median $420K
Massachusetts
Tax 1.14% · Median $580K
Michigan
Tax 1.39% · Median $270K
Minnesota
Tax 1.10% · Median $330K
Mississippi
Tax 0.75% · Median $200K
Missouri
Tax 0.97% · Median $265K
Montana
Tax 0.74% · Median $430K
Nebraska
Tax 1.67% · Median $250K
Nevada
Tax 0.48% · Median $430K
New Hampshire
Tax 1.93% · Median $440K
New Jersey
Tax 2.23% · Median $500K
New Mexico
Tax 0.72% · Median $300K
New York
Tax 1.40% · Median $450K
North Carolina
Tax 0.78% · Median $330K
North Dakota
Tax 0.91% · Median $250K
Ohio
Tax 1.59% · Median $250K
Oklahoma
Tax 0.88% · Median $220K
Oregon
Tax 0.82% · Median $460K
Pennsylvania
Tax 1.46% · Median $290K
Rhode Island
Tax 1.40% · Median $440K
South Carolina
Tax 0.53% · Median $300K
South Dakota
Tax 1.14% · Median $290K
Tennessee
Tax 0.64% · Median $320K
Texas
Tax 1.63% · Median $330K
Utah
Tax 0.52% · Median $480K
Vermont
Tax 1.77% · Median $370K
Virginia
Tax 0.75% · Median $390K
Washington
Tax 0.94% · Median $550K
West Virginia
Tax 0.58% · Median $170K
Wisconsin
Tax 1.73% · Median $290K
Wyoming
Tax 0.57% · Median $310K