VIG Dividend Calculator

Why use our online VIG Dividend Calculator?

VIG holds only companies with 10+ consecutive years of dividend increases — the gold standard for dividend reliability. Lower yield than SCHD but arguably higher quality and total return potential.

How to use VIG Dividend Calculator

1. 1
   See current income

   VIG's current yield (~1.7–1.9%) is pre-loaded. Enter shares or dollar amount for annual and quarterly income. VIG pays in March, June, September, December.

2. 2
   Project dividend growth

   VIG's historical 5-year dividend CAGR (~7–8%) is pre-filled in DRIP mode. Switch to DRIP and model 20–30 year horizons to see how dividend growth compounds income over time.

3. 3
   Calculate yield-on-cost

   Enter your original cost basis to see your current yield-on-cost — especially revealing for long-term VIG holders who bought at lower prices.

4. 4
   Compare VIG vs SCHD

   Add both to Portfolio mode. VIG yields less today but has historically had higher total return. SCHD has higher current yield and similar dividend growth. Many investors hold both.

Frequently Asked Questions

What is VIG's current yield?

VIG (Vanguard Dividend Appreciation ETF) yields approximately 1.7–1.9% on a trailing twelve-month basis. This is lower than SCHD (3.5%) because VIG focuses on dividend growth quality over current yield — companies must have 10+ consecutive years of dividend increases to qualify, which often means the yield is lower while the growth rate is higher.

VIG vs SCHD — which is better?

VIG has historically produced slightly higher total return than SCHD with lower volatility, but SCHD provides almost double the current yield (3.5% vs 1.8%). VIG's holdings (MSFT, AAPL, UNH, JPM) skew more toward mega-cap quality; SCHD's methodology focuses more on yield and financial health scores. Both are excellent; VIG suits total-return investors who also want rising income; SCHD suits those who want more income today.

Does VIG hold Apple and Microsoft?

Yes — VIG's top holdings typically include Microsoft, Apple, JPMorgan Chase, UnitedHealth Group, Broadcom, Visa, Exxon Mobil, and similar high-quality large-caps. These are companies with long histories of rising dividends, which is the fund's only selection criterion. VIG essentially gives you the dividend-growing portion of the S&P 500.

Is VIG a good long-term DRIP investment?

Yes — VIG combined with DRIP is one of the most reliable long-term compounding strategies. The combination of 1.8% yield + 7–8% dividend growth + 8–9% price growth, all reinvested, produces strong terminal value over 20+ years. The compounding effect is visible in the DRIP projection: at 20 years with 7% growth, a $10,000 VIG position can grow to $35,000–$45,000+ depending on market conditions.

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