Colorado Paycheck Calculator

Colorado uses a flat state income tax rate of 4.4% on all taxable wages. Colorado's Taxpayer's Bill of Rights (TABOR) requires the state to refund excess revenues to taxpayers, which has historically resulted in a small annual TABOR refund — effectively making the real average rate slightly below 4.4% when refunds are factored in over time.

In addition to state income tax, Colorado workers pay into the Family and Medical Leave Insurance (FAMLI) program. The employee contribution rate is approximately 0.45% of wages in 2026. Colorado also has a state unemployment insurance deduction, though this is primarily employer-side.

Denver does not levy a traditional city income tax, but imposes an Occupational Privilege Tax (OPT) — a flat $5.75/month for workers earning over $500/month, withheld directly from paychecks. Several surrounding municipalities (Aurora, Greenwood Village) have their own small OPT amounts. These are flat fees, not percentage-based taxes.

Country

Gross income

$

United States settings

Take-home pay /2 wks

$2,890

$75,130 / year

$3,846

Gross /2 wks

$956

Total deductions

24.9%

Effective tax rate

22.0%

Marginal tax rate

Take-home75.1%
Take-home$75,130
Federal/Income tax$13,459
FICA / NI / CPP$7,650

Disclaimer

This calculator provides estimates for informational purposes only. Actual tax withholding may vary based on specific circumstances. This is not tax, legal, or financial advice. Consult a qualified professional for personalized guidance.

No personal data leaves your browser. All calculations happen locally. Shareable links encode your inputs in the URL — don't share links with sensitive salary details publicly.

Tax tables: 2026 IRS Publication 15-T | HMRC 2025-2026 | CRA 2026 | ATO 2025-2026 | Income Tax India FY 2025-26

Key Tax Facts

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Colorado flat state income tax: 4.4% on all wages.

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FAMLI (Family and Medical Leave Insurance) employee contribution: ~0.45% of wages.

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Denver Occupational Privilege Tax (OPT): $5.75/month flat fee (not a percentage tax).

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TABOR may result in small annual refunds from the state, effectively reducing the net burden.

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Colorado standard deduction conforms to federal amounts.

Frequently Asked Questions

What is Colorado's state income tax rate?expand_more
Colorado has a flat 4.4% income tax rate. Colorado's TABOR amendment can trigger refunds when state revenue exceeds limits — resulting in effective refund checks (e.g., the $750 TABOR refund in 2022). These are lump-sum rebates, not changes to the withholding rate.
What is FAMLI and how much is withheld?expand_more
FAMLI (Family and Medical Leave Insurance) is Colorado's paid leave program, launched in 2024. Employees contribute approximately 0.45% of wages in 2026 (the rate is set annually). The employee-owed portion is split at roughly 50% employer / 50% employee for most employers. On a $80,000 salary, expect roughly $360/year in FAMLI withholding.
What is the Denver Occupational Privilege Tax?expand_more
Denver's OPT is a flat $5.75/month ($69/year) withheld from any employee working within Denver city limits who earns more than $500 in a calendar month. It is not a percentage of wages — it is a fixed fee regardless of salary. Some Denver suburbs like Greenwood Village have separate smaller OPT amounts.

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