Georgia Paycheck Calculator

Georgia transitioned to a flat income tax structure in recent years, with the rate scheduled to step down gradually. In 2026, Georgia's flat state income tax rate is 5.39%, reduced from the prior graduated system and continuing to decrease under legislation passed in 2022. The rate is set to decline by 0.1% annually until it reaches approximately 4.99%, making Georgia progressively more competitive with neighboring states.

Georgia does not have a city income tax in Atlanta or any other municipality. Workers across Atlanta, Savannah, Augusta, Columbus, and Macon all pay the same 5.39% flat rate on their wages with no local income tax surcharge.

Georgia offers a standard deduction of $5,400 (single) / $7,100 (married filing jointly) for state purposes. Pre-tax 401(k) contributions reduce Georgia taxable income, unlike Pennsylvania. Georgia follows federal adjusted gross income as the starting point for state calculation with a few modifications.

Country

Gross income

$

United States settings

Take-home pay /2 wks

$2,848

$74,047 / year

$3,846

Gross /2 wks

$998

Total deductions

25.9%

Effective tax rate

22.0%

Marginal tax rate

Take-home74.1%
Take-home$74,047
Federal/Income tax$13,459
FICA / NI / CPP$7,650

Disclaimer

This calculator provides estimates for informational purposes only. Actual tax withholding may vary based on specific circumstances. This is not tax, legal, or financial advice. Consult a qualified professional for personalized guidance.

No personal data leaves your browser. All calculations happen locally. Shareable links encode your inputs in the URL — don't share links with sensitive salary details publicly.

Tax tables: 2026 IRS Publication 15-T | HMRC 2025-2026 | CRA 2026 | ATO 2025-2026 | Income Tax India FY 2025-26

Key Tax Facts

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Georgia flat state income tax: 5.39% in 2026 (down from prior graduated rates).

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The rate decreases annually toward ~4.99% under Georgia's 2022 tax reform law.

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No city income taxes in Atlanta or any Georgia municipality.

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Georgia standard deduction: $5,400 (single), $7,100 (MFJ).

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Traditional 401(k) contributions reduce Georgia taxable income.

Frequently Asked Questions

What is Georgia's state income tax rate?expand_more
Georgia uses a flat 5.39% income tax rate in 2026 for all filers. Under HB 1437 passed in 2022, the rate decreases by 0.1% per year (subject to revenue triggers) until it reaches approximately 4.99%. This is a significant change from the old graduated structure that topped out at 5.75%.
Does Atlanta have a city income tax?expand_more
No. Atlanta and all other Georgia cities do not levy a local income tax on wages. Georgia workers owe only the state flat tax (5.39%) and federal taxes on their paycheck — no local wage tax surcharge.
How does Georgia's tax compare to neighboring states?expand_more
Georgia's 5.39% flat rate compares favorably to South Carolina (up to 6.4%) and less favorably to Tennessee and Florida (no income tax). North Carolina has a flat 4.5% rate. Alabama tops out at 5% but uses graduated brackets starting at 2%, which benefits lower earners.

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