Rhode Island Paycheck Calculator

Rhode Island has a graduated income tax with three brackets from 3.75% to 5.99%. The top rate of 5.99% applies to income over $176,050 (single) or $352,100 (married filing jointly) in 2026. For most middle-income Rhode Island workers, the 4.75% bracket applies on a significant portion of income.

Rhode Island also collects Temporary Disability Insurance (TDI) from employees. The 2026 TDI employee rate is 1.1% of wages up to the wage base ($87,000). This adds up to a maximum annual TDI deduction of approximately $957. Rhode Island's TDI is one of the higher state disability insurance rates in the country.

Providence and all other Rhode Island municipalities do not levy local income taxes on wages. The state income tax and TDI are the only state-level payroll deductions in Rhode Island. Rhode Island has one of the smallest geographic footprints of any state, so the paycheck calculation is uniform across Providence, Warwick, Cranston, and all other cities.

Country

Gross income

$

United States settings

Take-home pay /2 wks

$2,866

$74,508 / year

$3,846

Gross /2 wks

$980

Total deductions

25.5%

Effective tax rate

22.0%

Marginal tax rate

Take-home74.5%
Take-home$74,508
Federal/Income tax$13,459
State/local$1,131
FICA / NI / CPP$7,650

Disclaimer

This calculator provides estimates for informational purposes only. Actual tax withholding may vary based on specific circumstances. This is not tax, legal, or financial advice. Consult a qualified professional for personalized guidance.

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Tax tables: 2026 IRS Publication 15-T | HMRC 2025-2026 | CRA 2026 | ATO 2025-2026 | Income Tax India FY 2025-26

Key Tax Facts

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Rhode Island income tax: 3.75% (up to $77,450 single), 4.75% ($77,450–$176,050), 5.99% (above $176,050).

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RI Temporary Disability Insurance (TDI): 1.1% of wages up to ~$87,000 wage base.

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Maximum annual TDI deduction: approximately $957.

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No city income taxes in Providence, Warwick, or any RI municipality.

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TDI funds up to 30 weeks of temporary disability benefits.

Frequently Asked Questions

What are Rhode Island's state income tax rates?expand_more
Rhode Island has three brackets: 3.75% on the first $77,450 of taxable income (single), 4.75% on $77,451–$176,050, and 5.99% above $176,050. Most middle-income Rhode Island workers fall in the 3.75% or 4.75% brackets, making RI's marginal state rate lower than Massachusetts for similar incomes.
What is Rhode Island TDI and how much is withheld?expand_more
Rhode Island Temporary Disability Insurance (TDI) is a state-mandated employee contribution of 1.1% on wages up to a wage base of approximately $87,000 in 2026. The maximum annual contribution is about $957. TDI provides up to 30 weeks of partial wage replacement if you become temporarily disabled and cannot work.
Does Providence have a city income tax?expand_more
No. Rhode Island law does not permit municipalities to levy income taxes on wages. Providence, Warwick, Cranston, and all other RI cities have no local income tax. The state graduated rate and TDI are the only state-level payroll deductions.

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