Iowa Paycheck Calculator
Iowa underwent a significant tax reform starting in 2022, collapsing its complex multi-bracket graduated system into a single flat rate. In 2026, Iowa's flat income tax rate is 3.8%, down from the prior top rate of 8.53%. This is one of the more dramatic state income tax reductions in recent history, making Iowa one of the fastest-improving states for take-home pay.
The reform also eliminates Iowa's previous deductibility of federal income taxes — a unique feature of the old Iowa tax code that made calculations especially complex. Under the new flat system, Iowa taxation is straightforward: 3.8% on Iowa taxable income, starting from federal adjusted gross income with standard Iowa modifications.
Iowa does not have city income taxes in Des Moines, Cedar Rapids, Davenport, or any other city. Iowa also does not have an SDI program. The standard deduction for Iowa conforms to federal amounts under the 2022 reform, simplifying the computation significantly for most taxpayers.
Country
Gross income
United States settings
Take-home pay /2 wks
$2,909
$75,642 / year
$3,846
Gross /2 wks
$937
Total deductions
24.4%
Effective tax rate
22.0%
Marginal tax rate
Disclaimer
This calculator provides estimates for informational purposes only. Actual tax withholding may vary based on specific circumstances. This is not tax, legal, or financial advice. Consult a qualified professional for personalized guidance.
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Tax tables: 2026 IRS Publication 15-T | HMRC 2025-2026 | CRA 2026 | ATO 2025-2026 | Income Tax India FY 2025-26
Key Tax Facts
Iowa flat income tax: 3.8% in 2026 (down from top rate of 8.53% under prior graduated system).
Iowa eliminated its federal deductibility rule under the 2022 tax reform.
No city income taxes in Des Moines, Cedar Rapids, or any Iowa municipality.
Iowa standard deduction now conforms to federal amounts.
401(k) contributions reduce Iowa taxable income under the new system.