Minnesota Paycheck Calculator
Minnesota has one of the highest state income tax rates in the Midwest, with a graduated structure reaching 9.85% on taxable income above $183,340 (single) or $304,970 (married filing jointly) in 2026. The brackets are indexed annually for inflation. Lower earners face 5.35% on the first bracket, which starts at $0 with no exempt floor beyond the standard deduction.
Minnesota's standard deduction mirrors federal amounts, and the state allows a deduction for 401(k) contributions consistent with federal treatment. Minnesota does not levy a city income tax in Minneapolis or St. Paul — all workers in Minnesota face the same state-level graduated schedule.
The effective state tax rate for a median Minnesota household is approximately 5.5%–7%, significantly higher than neighboring Wisconsin (top 7.65% but lower starting brackets) or South Dakota (no income tax). Minnesota also has a statewide property tax on homes, but this does not appear as a paycheck deduction.
Country
Gross income
United States settings
Take-home pay /2 wks
$2,828
$73,540 / year
$3,846
Gross /2 wks
$1,018
Total deductions
26.5%
Effective tax rate
22.0%
Marginal tax rate
Disclaimer
This calculator provides estimates for informational purposes only. Actual tax withholding may vary based on specific circumstances. This is not tax, legal, or financial advice. Consult a qualified professional for personalized guidance.
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Tax tables: 2026 IRS Publication 15-T | HMRC 2025-2026 | CRA 2026 | ATO 2025-2026 | Income Tax India FY 2025-26
Key Tax Facts
Minnesota income tax brackets: 5.35%, 6.8%, 7.85%, 9.85% (top rate above $183K single).
The 9.85% top rate is among the highest in the Midwest.
No city income taxes in Minneapolis, St. Paul, or any Minnesota city.
Minnesota standard deduction conforms to federal amounts.
401(k) and pre-tax deductions reduce Minnesota taxable income.