Maryland Paycheck Calculator

Maryland has one of the most complex sub-federal tax structures in the nation because it layers a state income tax (2%–5.75%) on top of a mandatory county income tax that varies by where you live. Every Maryland county and Baltimore City levies a local income tax, ranging from 2.25% (Cecil, Dorchester, Kent, Washington, Wicomico, Worcester counties) to 3.2% (Montgomery, Prince George's, Howard, Anne Arundel counties). This means Maryland residents face combined state-plus-county rates of up to 8.95% on top earners.

For workers in the DC suburbs — Montgomery County, Prince George's County — the combined top rate is 5.75% (state) + 3.2% (county) = 8.95%, making it one of the highest combined rates of any suburban jurisdiction in the country.

Maryland also collects a modest statewide SDI contribution and collects local income taxes based on county of residence, not county of employment. This means a Baltimore City worker living in Howard County pays Howard County rates.

Country

Gross income

$

United States settings

Take-home pay /2 wks

$2,864

$74,456 / year

$3,846

Gross /2 wks

$982

Total deductions

25.5%

Effective tax rate

22.0%

Marginal tax rate

Take-home74.5%
Take-home$74,456
Federal/Income tax$13,459
FICA / NI / CPP$7,650

Disclaimer

This calculator provides estimates for informational purposes only. Actual tax withholding may vary based on specific circumstances. This is not tax, legal, or financial advice. Consult a qualified professional for personalized guidance.

No personal data leaves your browser. All calculations happen locally. Shareable links encode your inputs in the URL — don't share links with sensitive salary details publicly.

Tax tables: 2026 IRS Publication 15-T | HMRC 2025-2026 | CRA 2026 | ATO 2025-2026 | Income Tax India FY 2025-26

Key Tax Facts

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Maryland state income tax: 2%–5.75% graduated brackets.

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County income tax: mandatory in every county, ranging from 2.25% to 3.2%.

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Combined state + county top rate: up to 8.95% in Montgomery/Prince George's counties.

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County tax is based on county of residence, not where you work.

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No additional city taxes beyond the county — Baltimore City tax is the "county" rate.

Frequently Asked Questions

What are Maryland's income tax rates?expand_more
Maryland has eight state brackets: 2% (up to $1,000), 3% ($1K–$2K), 4% ($2K–$3K), 4.75% ($3K–$100K), 5% ($100K–$125K), 5.25% ($125K–$150K), 5.5% ($150K–$250K), and 5.75% above $250,000 (for single filers). Married filers have wider brackets at the same rates.
How does Maryland county income tax work?expand_more
Every Maryland county and Baltimore City levies a local income tax rate that applies to your Maryland taxable income. The rate is determined by your county of residence on January 1 of the tax year. Montgomery County charges 3.2%, Howard County charges 3.2%, and rural counties can be as low as 2.25%. Your employer should withhold based on your home county.
If I live in Maryland but work in DC, which state taxes apply?expand_more
Maryland and DC have a reciprocity agreement: Maryland residents working in DC pay Maryland income tax (not DC). Your employer should withhold Maryland income tax only. You will pay both your state rate and your county rate on all wages, regardless of where you physically work.

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