North Dakota Paycheck Calculator

North Dakota has one of the lowest income tax burdens of any state with an income tax, with brackets from 1.1% to 2.5% in 2026. North Dakota dramatically cut its top rate from 2.9% to 2.5% in 2023 (and eliminated income tax entirely for incomes below $44,725 for single filers and $74,750 for married filers). This makes North Dakota extremely competitive in terms of after-tax take-home pay.

Fargo, Bismarck, Grand Forks, and all North Dakota cities have no local income taxes. North Dakota has no SDI program. The state follows federal adjusted gross income as the base for state taxation, and 401(k) contributions reduce North Dakota taxable income.

North Dakota also eliminated income taxes entirely for many lower-income workers starting in 2024. In 2026, single filers with income below $44,725 owe zero North Dakota income tax. This effectively makes North Dakota a no-income-tax state for a significant portion of its workforce.

Country

Gross income

$

United States settings

Take-home pay /2 wks

$3,034

$78,887 / year

$3,846

Gross /2 wks

$812

Total deductions

21.1%

Effective tax rate

22.0%

Marginal tax rate

Take-home78.9%
Take-home$78,887
Federal/Income tax$13,459
FICA / NI / CPP$7,650

Disclaimer

This calculator provides estimates for informational purposes only. Actual tax withholding may vary based on specific circumstances. This is not tax, legal, or financial advice. Consult a qualified professional for personalized guidance.

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Tax tables: 2026 IRS Publication 15-T | HMRC 2025-2026 | CRA 2026 | ATO 2025-2026 | Income Tax India FY 2025-26

Key Tax Facts

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North Dakota income tax: 1.1%–2.5% — among the lowest rates of any income-tax state.

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North Dakota eliminated income tax entirely for single filers earning under $44,725.

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Top 2.5% rate reduced from 2.9% in 2023 under major tax reform.

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No city income taxes in Fargo, Bismarck, Grand Forks, or any ND city.

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No North Dakota SDI program.

Frequently Asked Questions

What are North Dakota's income tax rates?expand_more
North Dakota has three brackets: 1.1% on income up to $44,725 (single — though this bracket results in $0 tax due to an income tax elimination for lower earners), 2.04% on $44,726–$225,975, and 2.5% above $225,975. Married filing jointly has different thresholds. Many ND workers owe no state income tax at all under the 2024 reforms.
Did North Dakota eliminate its income tax for most workers?expand_more
In 2024, North Dakota eliminated income tax for single filers earning under $44,725 and married filers under $74,750. Workers above these thresholds still pay ND income tax at 2.04%–2.5%. The net effect is that most lower-to-middle-income ND workers owe no state income tax.
How does North Dakota compare to South Dakota for taxes?expand_more
South Dakota has no state income tax at all, so South Dakota workers earning any amount pay $0 in state income tax. North Dakota still has income tax for workers earning above $44,725 (single), though at very low rates (2.04%–2.5%). For most workers, the difference is modest — $500–$2,000/year at typical wage levels.

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