What CVC do Adyen test cards use?

Most Adyen test cards use CVC 737. Some specialty cards may have specific CVC requirements — check the notes column for each card.

How do I test 3DS2 with Adyen?

Use one of the 3DS2 test cards (starting with 4212...). When you submit the payment, Adyen's test environment returns a redirect or an additional data object. Complete the simulated challenge to authenticate.

What is Adyen's result code for a declined card?

Adyen returns 'Refused' for declined payments, often with a refusal reason like InsufficientFunds, ExpiredCard, or CvcDeclined. The exact refusal reason is in the refusalReason field of the API response.

Adyen Test Cards — Complete Sandbox Reference

Verified Adyen test card numbers for success, decline, 3DS2, and AVS scenarios in the Adyen test environment.

Last updated: April 2026

verifiedVerified against Adyen documentation — April 22, 2026

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Adyen provides a comprehensive matrix of test card numbers for its test environment. Cards are scoped by network and expected result. Use test credentials from your Adyen Customer Area sandbox for API calls.

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Showing 20 of 20 test cards

Card Number	Network	Scenario	Code	Notes
4111 1111 1111 1111TEST ONLY	Visa	Successful paymentGlobal	—	Use any future date and CVC 737.
4988 4388 4388 4305TEST ONLY	Visa	Successful payment (alternate Visa)Global	—	—
5500 0055 5555 5559TEST ONLY	Mastercard	Successful paymentGlobal	—	CVC: 737
5136 3333 3333 3335TEST ONLY	Mastercard	Successful payment (alternate)Global	—	—
3700 000000 00002TEST ONLY	Amex	Successful paymentGlobal	—	CID: 7373
6011 6011 6011 6611TEST ONLY	Discover	Successful paymentUS	—	—
3600 5700 0000 00TEST ONLY	Diners Club	Successful paymentGlobal	—	—
3569 9900 0000 0009TEST ONLY	JCB	Successful paymentGlobal	—	—
4000 0000 0000 0002TEST ONLY	Visa	Declined — genericGlobal	Refused	—
4000 0000 0000 9995TEST ONLY	Visa	Declined — insufficient fundsGlobal	Refused:InsufficientFunds	—
4000 0000 0000 0069TEST ONLY	Visa	Declined — expired cardGlobal	Refused:ExpiredCard	—
4000 0000 0000 0127TEST ONLY	Visa	Declined — invalid CVCGlobal	Refused:CvcDeclined	—
4212 3456 7890 1237TEST ONLY	Visa	3DS2 — challenge requiredGlobal	—	Triggers a 3DS2 challenge flow. Respond to the challenge to complete.
4917 6100 0000 0000TEST ONLY	Visa	3DS2 — frictionless successGlobal	—	Authenticates without a challenge (frictionless flow).
4212 3456 7890 1245TEST ONLY	Visa	3DS — authentication failedGlobal	AuthenticationFailed	—
5212 3456 7890 1232TEST ONLY	Mastercard	3DS2 — challenge requiredGlobal	—	—
4400 0000 0000 0008TEST ONLY	Visa	AVS — postal code match onlyUS	—	—
4400 0000 0000 0016TEST ONLY	Visa	AVS — no matchUS	—	—
4111 1111 1111 1129TEST ONLY	Visa	Fraud — high risk scoreGlobal	—	Triggers Adyen RevenueProtect fraud rules.
6304 0000 0000 0000TEST ONLY	Maestro	Successful payment (Maestro)Global	—	—

TEST ONLY. These numbers will not process real transactions. Use only in Adyen's sandbox environment with test API credentials.

What it does

20 verified Adyen test cards

Covers Visa, Mastercard, Amex, Discover, JCB, Diners, and Maestro with success and decline paths.

3DS2 test flows

Challenge required, frictionless, and authentication-failed cards for Adyen's 3DS2 implementation.

AVS test cards

Cards for postal-code match, full match, and no-match AVS scenarios.

Adyen RevenueProtect

Cards that trigger fraud scoring in Adyen's risk engine.

How to use Adyen Test Cards — Complete Sandbox Reference

1
Get Adyen test credentials
Log in to your Adyen Customer Area and switch to the test environment. Generate test API credentials.
2
Use CVC 737
Adyen test cards typically use CVC 737 unless otherwise noted. Use any future expiry date.
3
Submit via API or Drop-in
Use the test card with Adyen's API or Drop-in / Components in your integration.
4
Check the result code
Adyen returns result codes like Authorised, Refused, or RedirectShopper (for 3DS).

Adyen test environment setup

Unlike Stripe where a test key suffices, Adyen requires switching your Customer Area to test mode and generating test-specific API credentials. Test and production environments are completely separate tenants. Your test merchant account has a -TEST suffix. Always confirm you're using test credentials (they include -TEST in the API key) before running payment tests.

Frequently Asked Questions

What CVC do Adyen test cards use?: Most Adyen test cards use CVC 737. Some specialty cards may have specific CVC requirements — check the notes column for each card.
How do I test 3DS2 with Adyen?: Use one of the 3DS2 test cards (starting with 4212...). When you submit the payment, Adyen's test environment returns a redirect or an additional data object. Complete the simulated challenge to authenticate.
What is Adyen's result code for a declined card?: Adyen returns 'Refused' for declined payments, often with a refusal reason like InsufficientFunds, ExpiredCard, or CvcDeclined. The exact refusal reason is in the refusalReason field of the API response.