What response format does Worldpay use?

Worldpay WPG uses XML-based responses. The key field is orderStatus/lastEvent which is AUTHORISED for success, REFUSED for declines. The ISO response code is in the ISO8583ReturnCode element.

Is Worldpay the same as FIS or Worldpay from FIS?

Worldpay has gone through several ownership changes. The enterprise payment gateway product (formerly Worldpay from FIS) is now part of FIS. There is also a separate Worldpay Inc. (formerly Vantiv) that went back to being standalone. The test cards here are for the WPG (World Payment Gateway) API.

Worldpay Test Cards — Sandbox Card Numbers

Verified Worldpay Global Payments Gateway test cards for success, decline codes, 3DS, and CVV/AVS checks.

Last updated: April 2026

verifiedVerified against Worldpay documentation — April 22, 2026

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Worldpay provides test card numbers for its Global Payments Gateway (WPG) sandbox. Each card number triggers a specific response code. Use your Worldpay test merchant credentials for sandbox transactions.

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Showing 10 of 10 test cards

Card Number	Network	Scenario	Code	Notes
4444 3333 2222 1111TEST ONLY	Visa	Successful payment — authorisedGlobal	—	CVV: 123. Any future date.
4444 4444 4444 4448TEST ONLY	Visa	Successful payment (alternate)Global	—	—
5555 5555 5555 4444TEST ONLY	Mastercard	Successful paymentGlobal	—	—
3700 000000 00002TEST ONLY	Amex	Successful paymentGlobal	—	—
4444 3333 2222 1111TEST ONLY	Visa	Declined — refusedGlobal	5	Use expiry month 01 to trigger a refusal response.
4444 1111 2222 3333TEST ONLY	Visa	Declined — card stolenGlobal	43	—
4444 2222 3333 4444TEST ONLY	Visa	Declined — insufficient fundsGlobal	51	—
4100 0000 0000 0019TEST ONLY	Visa	3DS — 3D Secure enrolledGlobal	—	Card enrolled for 3D Secure. Will redirect to ACS for authentication.
4444 5555 6666 7777TEST ONLY	Visa	CVC — check failedGlobal	N	CVC check returns N (not matched).
4444 6666 7777 8888TEST ONLY	Visa	AVS — full address mismatchUS	—	—

TEST ONLY. These numbers will not process real transactions. Use only in Worldpay's sandbox environment with test API credentials.

What it does

ISO 8583 response codes

Worldpay returns numeric ISO 8583 response codes (05, 43, 51) matching real processor responses.

Expiry-based decline triggers

Some Worldpay test cards use specific expiry months to trigger decline scenarios.

3DS enrollment simulation

A card that simulates 3DS enrollment and ACS redirect.

CVC and AVS test cards

Cards that return specific CVC check (N) and AVS mismatch responses.

How to use Worldpay Test Cards — Sandbox Card Numbers

1
Get Worldpay test credentials
Sign up for a Worldpay developer account and get your sandbox Merchant Code and XML Password.
2
Use CVV 123 and any future date
For the primary success card (4444 3333 2222 1111), use CVV 123 and any future expiry.
3
Control declines via expiry month
For some Worldpay test cards, the expiry month controls the response. Use month 01 to trigger a refusal on certain cards.
4
Check the orderStatus
Worldpay returns an orderStatus element in the XML response with lastEvent=AUTHORISED or REFUSED.

Worldpay's XML API and decline testing

Worldpay's Global Payments Gateway uses an XML API that predates JSON-based payment APIs. Response codes follow the ISO 8583 standard used by banks. Some decline scenarios are triggered not by the card number alone but by the combination of card number and expiry month. For example, submitting the test card with expiry month 01 may trigger a refusal where month 12 would approve. This reflects the idiosyncratic nature of legacy payment gateway test environments — always check the official documentation for the latest test card and expiry combinations.

Frequently Asked Questions

What response format does Worldpay use?: Worldpay WPG uses XML-based responses. The key field is orderStatus/lastEvent which is AUTHORISED for success, REFUSED for declines. The ISO response code is in the ISO8583ReturnCode element.
Is Worldpay the same as FIS or Worldpay from FIS?: Worldpay has gone through several ownership changes. The enterprise payment gateway product (formerly Worldpay from FIS) is now part of FIS. There is also a separate Worldpay Inc. (formerly Vantiv) that went back to being standalone. The test cards here are for the WPG (World Payment Gateway) API.