Indiana Paycheck Calculator

Indiana has a flat state income tax rate of 3.05% in 2026, slightly reduced from prior years as part of the state's gradual rate reduction plan. Indiana also has county income taxes that apply on top of the state rate — every Indiana county levies a county-adjusted gross income tax (CAGIT or COIT) ranging from 0.5% to 3.38%. Marion County (Indianapolis) charges 2.02%. The combined state-plus-county rate for Indianapolis residents is approximately 5.07%.

Indiana's county income taxes are based on county of residence on January 1 of the tax year, not where you work. However, if you work in a county with a higher rate than your home county, you may owe the difference. Indiana employers are required to withhold both state and county income taxes.

Indiana follows federal adjusted gross income as the starting point for its state calculation. Traditional 401(k) contributions reduce Indiana taxable income, making them valuable for Indiana workers in terms of both federal and state savings.

Country

Gross income

$

United States settings

Take-home pay /2 wks

$2,918

$75,868 / year

$3,846

Gross /2 wks

$928

Total deductions

24.1%

Effective tax rate

22.0%

Marginal tax rate

Take-home75.9%
Take-home$75,868
Federal/Income tax$13,459
FICA / NI / CPP$7,650

Disclaimer

This calculator provides estimates for informational purposes only. Actual tax withholding may vary based on specific circumstances. This is not tax, legal, or financial advice. Consult a qualified professional for personalized guidance.

No personal data leaves your browser. All calculations happen locally. Shareable links encode your inputs in the URL — don't share links with sensitive salary details publicly.

Tax tables: 2026 IRS Publication 15-T | HMRC 2025-2026 | CRA 2026 | ATO 2025-2026 | Income Tax India FY 2025-26

Key Tax Facts

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Indiana flat state income tax: 3.05% in 2026 (declining annually).

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Every Indiana county adds a county income tax: 0.5%–3.38%.

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Marion County (Indianapolis) county rate: 2.02% — combined total ~5.07%.

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County tax is based on county of residence (January 1), not county of employment.

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401(k) contributions reduce both federal and Indiana taxable income.

Frequently Asked Questions

What is Indiana's state income tax rate?expand_more
Indiana has a flat 3.05% state income tax in 2026. The rate has been reduced from 3.23% over recent years through incremental cuts. Indiana also requires each county to levy its own income tax, so your total state-plus-county rate will be higher than 3.05%.
How do Indiana county income taxes work?expand_more
Indiana has 92 counties, and each levies its own income tax rate. Your employer withholds based on your county of residence on January 1. If you move mid-year, your withholding updates for the next January 1. Rates range widely — from 0.5% to over 3.3% in some rural counties.
Does Indianapolis have a city income tax beyond the county tax?expand_more
Indianapolis is within Marion County, and the county income tax (2.02%) serves as the local income tax. There is no additional Indianapolis city income tax beyond the county rate. The combined burden for an Indianapolis resident is 3.05% (state) + 2.02% (county) = 5.07% total.

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