Kentucky Paycheck Calculator
Kentucky has a flat state income tax rate of 4.0% in 2026, reduced from 4.5% in 2023 under HB 1 (2022) and continuing its planned reductions. Kentucky's flat rate applies uniformly to all taxable income, making the computation straightforward. The rate is scheduled for further reductions — potentially to 3.5% by 2028 — contingent on revenue triggers being met.
Kentucky has an extensive local occupational tax system. Louisville (Jefferson County) charges 2.2% on wages, Lexington-Fayette charges 2.25%, and many other Kentucky cities and counties levy local occupational taxes ranging from 0.5% to 2.5%. These are withheld by employers and significantly add to the total sub-federal tax burden.
Kentucky workers need to check their specific city/county of employment and residence for the applicable local occupational tax rates. Louisville metro workers may pay 2.2% city + 4% state = 6.2% combined sub-federal rate. Pre-tax 401(k) contributions reduce Kentucky taxable income.
Country
Gross income
United States settings
Take-home pay /2 wks
$2,885
$75,014 / year
$3,846
Gross /2 wks
$961
Total deductions
25.0%
Effective tax rate
22.0%
Marginal tax rate
Disclaimer
This calculator provides estimates for informational purposes only. Actual tax withholding may vary based on specific circumstances. This is not tax, legal, or financial advice. Consult a qualified professional for personalized guidance.
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Tax tables: 2026 IRS Publication 15-T | HMRC 2025-2026 | CRA 2026 | ATO 2025-2026 | Income Tax India FY 2025-26
Key Tax Facts
Kentucky flat state income tax: 4.0% (reduced from 4.5% in 2023).
Further reductions to 3.5% possible by 2028 under revenue-triggered legislation.
Louisville/Jefferson County occupational tax: 2.2% on wages.
Lexington-Fayette occupational tax: 2.25% on wages.
Many Kentucky cities and counties have additional local occupational taxes (0.5%–2.5%).