Ohio Paycheck Calculator

Ohio uses a graduated state income tax with rates ranging from 0% to 3.5% in 2026. The bottom bracket (income under $26,050) is exempt from state income tax, and the top rate of 3.5% applies to income over $115,300. This relatively modest state rate is, however, supplemented by Ohio's extensive local income tax system — one of the most complex in the nation.

Almost every Ohio city, village, and school district levies a local income tax. Columbus charges 2.5%, Cleveland 2.5%, Cincinnati 1.8%, and Toledo 2.25%. Most localities use the Regional Income Tax Agency (RITA) or the Central Collection Agency (CCA) for administration. Ohio workers typically pay both city-of-work and city-of-residence taxes, with a credit for taxes paid to the work city.

The combined state-plus-local effective rate for an average Ohio worker earning $65,000 is typically around 5%–6%, making Ohio's combined burden moderate despite the complex local layer.

Country

Gross income

$

United States settings

Take-home pay /2 wks

$2,958

$76,909 / year

$3,846

Gross /2 wks

$888

Total deductions

23.1%

Effective tax rate

22.0%

Marginal tax rate

Take-home76.9%
Take-home$76,909
Federal/Income tax$13,459
FICA / NI / CPP$7,650

Disclaimer

This calculator provides estimates for informational purposes only. Actual tax withholding may vary based on specific circumstances. This is not tax, legal, or financial advice. Consult a qualified professional for personalized guidance.

No personal data leaves your browser. All calculations happen locally. Shareable links encode your inputs in the URL — don't share links with sensitive salary details publicly.

Tax tables: 2026 IRS Publication 15-T | HMRC 2025-2026 | CRA 2026 | ATO 2025-2026 | Income Tax India FY 2025-26

Key Tax Facts

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Ohio state income tax: 0% (under $26,050) to 3.5% (over $115,300).

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Nearly all Ohio cities levy a local income tax — rates vary widely by city.

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Columbus, Cleveland city tax: 2.5%. Cincinnati: 1.8%. Toledo: 2.25%.

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Ohio allows a credit for taxes paid to your city of work against your city-of-residence tax.

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Ohio school district income taxes (SDIT) may apply separately based on your home address.

Frequently Asked Questions

What are Ohio's state income tax rates?expand_more
Ohio has four brackets in 2026: 0% on income up to $26,050; 2.765% on $26,051–$46,100; 3.226% on $46,101–$115,300; and 3.5% on income above $115,300. The 0% bottom bracket means many lower-income workers owe no Ohio state income tax at all.
How do Ohio local income taxes work?expand_more
Ohio has hundreds of municipal income tax jurisdictions. You generally owe tax to both your city of work and city of residence (if they differ), but you receive a credit against your home city tax for amounts paid to your work city. Your employer withholds based on your workplace location. You may need to file a separate return for your home municipality.
What is the Ohio school district income tax (SDIT)?expand_more
Some Ohio school districts levy an additional income tax on residents. The rate varies (typically 0.5%–2%) and is based on your home address school district, not your workplace. If you live in a school district with an SDIT, it will appear separately on your return (not withheld by employers in most cases).

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