Stripe vs Worldpay Fees

Stripe vs Worldpay — Stripe wins for online businesses, Worldpay holds ground in retail and travel. Pricing comparison and the categories where Worldpay still makes sense.

At a glance

Stripe US
2.9% + 30¢
Worldpay US SMB
~2.69% + 30¢
Worldpay UK
~1.5% + 20p
Migration friction
High — long-term Worldpay contracts

Worldpay is a long-standing enterprise processor (originally UK, now part of FIS) that dominates traditional retail and travel categories. Worldpay's SMB pricing (~2.69% + 30¢) is slightly cheaper than Stripe public, but the developer experience gap is enormous. For online businesses in 2026, Stripe wins by a wide margin. For retail and travel with established Worldpay relationships, the migration cost often outweighs the savings.

Frequently asked questions

Should I migrate from Worldpay to Stripe?
For online businesses with non-trivial card volume: probably yes. The developer experience savings alone usually pay for migration. Watch for Worldpay early-termination fees in your contract — they're common and can be significant.
Where does Worldpay still beat Stripe?
In-person retail with mature POS hardware needs (Worldpay has a deeper terminal hardware ecosystem and installation network), and travel/hospitality where Worldpay has long-standing acquiring relationships with airlines and hotel chains. For pure e-commerce or SaaS, Stripe wins.

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