Stripe Fees in Germany
German Stripe pricing — 1.5% + 25¢ on European cards, 2.5% on non-European, plus SEPA, Klarna, and Sofort. Worked examples in EUR.
At a glance
- European card
- 1.5% + 25¢
- Non-European card
- 2.5% + 25¢
- Klarna
- 3.85% + 25¢
- Alipay
- 2.9% + 30¢
- Currency conversion
- +2.0%
- Settlement currency
- EUR
German merchants pay Stripe 1.5% + 25¢ on European cards. Non-European cards are 2.5% + 25¢ — meaningfully cheaper than the UK’s 3.25%. SEPA Direct Debit, Klarna (3.85% + 25¢), and Sofort are all natively supported. Settlement is in EUR.
Frequently asked questions
Sind Stripe-Gebühren mehrwertsteuerpflichtig?
Bietet Stripe SEPA-Lastschrift in Deutschland an?
Related calculators & guides
- Stripe Fees in the United KingdomUK Stripe pricing in detail — 1.5% + 20p on European cards, 3.25% on non-European, plus Bacs Direct Debit, Klarna, Afterpay, and currency conversion. Worked examples for every UK merchant scenario.
- Stripe Fees in FranceFrench Stripe pricing — 1.5% + 25¢ on European cards, 2.5% on non-European, plus SEPA and Klarna. Worked examples in EUR.
- Stripe SEPA Direct Debit FeesSEPA Direct Debit on Stripe — €0.35 flat fee per transaction (plus capped fee component) across the EU. The cheapest way to take euro-denominated recurring payments.
- Stripe Klarna FeesKlarna BNPL on Stripe — 5.99% + 30¢ in the US, 3.85% + 25¢ in most EU countries, 3.25% in Sweden. Worth it for higher-AOV products and BNPL-friendly demographics.
- Stripe Reverse Fee Calculator"How much should I charge to receive $X?" — the reverse Stripe fee calculation that gets the fixed-component math right. Worked for every country and payment method.
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