Stripe Fees in Japan

Japanese Stripe pricing — 3.6% flat on all cards, no fixed component. JPY settlement.

At a glance

All cards
3.6% (no fixed)
Currency conversion
+2.0%
Settlement currency
JPY (zero-decimal)

Japanese merchants pay Stripe 3.6% flat on cards — no fixed per-transaction fee. The flat structure makes Japan unique among Stripe markets and is well-suited to high-frequency low-ticket transactions (a ¥100 transaction costs ¥3.6).

Frequently asked questions

Why doesn’t Japan have a fixed per-transaction fee?
Japanese Stripe pricing is structured as a flat percent because JPY is a zero-decimal currency — the smallest unit is ¥1. A ¥30 fixed fee would be unwieldy on small purchases. The flat 3.6% rate handles low-ticket transactions cleanly.
Are Stripe fees subject to consumption tax (消費税) in Japan?
Stripe processing fees are generally treated as financial services and exempt from Japanese consumption tax. Confirm with your tax advisor.

Related calculators & guides

Related Tools

receipt_long

Invoice Generator

Create professional invoices with logo, tax calculations, and PDF download — free, no signup.

credit_card

Credit Card Test Number Generator

Generate Luhn-valid test card numbers and browse provider-specific sandbox test cards for Stripe, PayPal, Adyen, Braintree, Square, and more.

account_balance_wallet

Paycheck Calculator

Calculate your take-home pay after federal, state & local taxes, 401k, and deductions. Supports US (all 50 states), UK, Canada, Australia, and India.

payments

Salary Calculator

Convert hourly wage to yearly salary or annual to hourly. Includes overtime and tax estimates.

trending_up

Compound Interest Calculator

Calculate how your savings grow with daily, monthly, or annual compounding. Includes growth chart, year-by-year schedule, and simple vs compound interest comparison.