Stripe vs Braintree Fees

Stripe vs Braintree — same 2.9% + 30¢ headline in the US. Why most modern teams still pick Stripe.

At a glance

Stripe US
2.9% + 30¢
Braintree US
2.9% + 30¢
Strategic relationship
Stripe independent / Braintree = PayPal

Stripe and Braintree charge identical 2.9% + 30¢ in the US. Braintree is owned by PayPal, which is its biggest selling point (single integration handles both Braintree cards and PayPal) and its biggest strategic risk (your processor is owned by your closest fee competitor).

Frequently asked questions

Why pick Braintree over Stripe?
Mostly: you want PayPal natively integrated alongside cards via one SDK, and you’re willing to trade Stripe’s superior developer experience for that convenience. The 2018-era reasons (Braintree’s vault, certain enterprise features) have largely been matched or exceeded by Stripe in 2026.

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