Stripe vs Checkout.com Fees

Stripe vs Checkout.com — both compete at enterprise scale. Stripe wins on developer experience and SMB; Checkout.com competes on pricing at $1M+/mo.

At a glance

Stripe US (public)
2.9% + 30¢ blended
Checkout.com US
Interchange + ~10¢
Threshold for Checkout.com win
$1M+/mo, mature ops

Checkout.com is an enterprise-focused payment processor competing with Stripe and Adyen at scale. Public Stripe pricing is 2.9% + 30¢ blended; Checkout.com is interchange-plus with negotiated contracts. For SMB and growth-stage businesses, Stripe wins on developer experience and self-serve onboarding. At $1M+/mo, Checkout.com's pricing becomes competitive.

Frequently asked questions

When does Checkout.com beat Stripe?
Around $1M+/month in card volume — same threshold where Adyen becomes competitive. Below that, Stripe's self-serve onboarding and superior developer experience usually dominate the decision.
How does Checkout.com compare to Adyen?
Both are enterprise interchange-plus processors with similar pricing. Adyen has stronger unified-commerce features (in-person + online); Checkout.com is more flexible for online-only / cross-border specialists. The choice usually comes down to which sales team gives the better quote and which engineering team you trust more.

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